When you’re discharged from bankruptcy, you’re freed from any debts that were included in your bankruptcy. You’ll still need to pay any debts bankruptcy doesn’t cover or any caused by your fraudulent activity. Check a full list of debts you’ll still need to pay after discharge.

Is a discharged bankruptcy considered open?

Even if you receive a discharge, your bankruptcy remains open until the court enters a final decree or order closing your case. But the court will not close your bankruptcy if the trustee is continuing to administer your case (discussed below).

Why is bankruptcy dismissed?

Bankruptcy cases get dismissed for a variety of reasons ranging from intentional misconduct (such as fraud) to simply failing to file the correct forms with the court.

What does it mean when a debt is discharged in bankruptcy?

The discharge (or discharge order) is your main goal in filing for bankruptcy protection. It is an order from the court – entered pursuant to the provisions of the Bankruptcy Code – that tells your creditors they are forever prohibited from asking you to pay your pre-bankruptcy debts ever again.

Can a Bankruptcy Court revoke a discharge order?

In chapter 11, 12, and 13 cases, if confirmation of a plan or the discharge is obtained through fraud, the court can revoke the order of confirmation or discharge. May the debtor pay a discharged debt after the bankruptcy case has been concluded? A debtor who has received a discharge may voluntarily repay any discharged debt.

What to do if your discharge from bankruptcy is suspended?

If you don’t do this, the official receiver might ask the court to stop your discharge from taking place. This is called ‘suspension of discharge’. If your discharge from bankruptcy is suspended, you’ll be told by the court whether you have to do anything in order to get your discharge.

Can a hardship discharge be used in Chapter 7 bankruptcy?

Such a discharge is available only to a debtor whose failure to complete plan payments is due to circumstances beyond the debtor’s control. The scope of a chapter 13 “hardship discharge” is similar to that in a chapter 7 case with regard to the types of debts that are excepted from the discharge.