The Daily Insight

Bringing clear, reliable news and in-depth information to keep you informed with context and clarity.

science

What are the three credit bureaus you should contact to get a copy of your credit report?

Writer Emily Carr

You can get one free copy of your credit report every 12 months from each of the three major credit reporting companies (Equifax, Experian, and TransUnion). All three credit reporting companies collect credit information, but different things may show up on the different credit reports.

How frequently can you request and receive a free credit report from Equifax Experian and TransUnion?

once every 12 months
Under federal law you are entitled to a copy of your credit report annually from all three credit reporting agencies – Experian, Equifax® and TransUnion® – once every 12 months.

Where can I find the phone number for Equifax?

Phone numbers for credit reporting agencies (CRA’s), such as Experian, Equifax, and TransUnion, are often hard to come by. Sometimes the best thing to do is to get through to someone, anyone, explain your situation, and ask them to direct you to the right department. Here are some phone numbers to try to reach Equifax.

How often do you get a credit report from Equifax?

You have this right once every 12 months through Equifax, Experian, and TransUnion. The credit bureaus have made the process relatively simple, creating an online platform to obtain your annual credit report for free.

How to reach a human at Experian, TransUnion and Equifax?

Credit Bureau: Phone Number: Operating Hours: Experian: 1-714-830-7000: 10 a.m. to 7 p.m. Mon-Fri CT: TransUnion: 1-800-916-8800: 8 a.m. to midnight ET, Mon-Thu; 8 a.m. to 8 p.m. ET Fri-Sun: Equifax: 1-866-640-2273: 9 a.m. to 9 p.m. ET Mon-Fri; 9 a.m. to 6 p.m. Sat & Sun ET

How can I dispute my credit report with Equifax?

Mail Equifax Information Services LLC P.O. Box 740241 Atlanta, GA 30374-0241. To dispute information on your credit report. Online With a free myEquifax account, you can manage your dispute. You also have access to free Equifax credit reports and your myEquifax products through myEquifax. Phone 866-349-5191.