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Is Walmart credit card the same as Capital One?

Writer William Brown

Walmart partnered with Capital One in September 2019 for two credit cards: the co-branded Capital One Walmart Rewards® Card and the private-label Walmart Rewards™ Card. Both cards offer up to 5% back and come with no annual fee. So you may not know which card to choose, since they’re so similar.

How much do you get on a Walmart credit card?

This card earns 2% cash back on every purchase: 1% when you buy and 1% when you pay it off. There’s no sign-up bonus, but the annual fee is $0.

What is the minimum credit score for Walmart card?

600 or higher
What credit score is needed for a Walmart credit card? The Capital One® Walmart Rewards® Card specifies that it is looking for applicants with Excellent/Good credit. That generally specifies a credit score of 600 or higher.

Can the Capital One Walmart card be used anywhere?

You can use your Capital One® Walmart Rewards™ Mastercard® at: Anywhere Mastercard is accepted. Walmart Stores. Walmart.com.

How do I get cash from my Walmart credit card?

You can get a Walmart credit card cash advance from an ATM or bank if you have the Walmart Mastercard.

  1. Normal cash advance: Call the number on the back of your card to request a PIN.
  2. Walmart credit card cash advance fee: 3% (min $10).
  3. Walmart credit card cash advance rate: 26.99% (V), depending on your credit.

Does Capital One Walmart give credit increases?

Yes, you can request a higher credit limit on the Walmart credit card. Requesting a credit limit increase with Capital One is as simple as logging into your card account online and answering a few questions about your income, employment status, expenses and desired credit line.

Is the Walmart credit card hard to get?

It is not very hard to get a Walmart Credit Card. There are two Walmart credit cards: the Walmart® Store Card that can only be used at Walmart, and the Walmart Credit Card which can be used anywhere Mastercard is accepted. Both cards accept applicants with fair credit, so a score of 640 or higher.

What can you do with a Walmart credit card?

You can use the card at different Walmart companies to earn cash back, which will be applied as a statement credit. The card has offers for gas purchases, and it incentivizes making purchases on walmart.com instead of in-store — you receive 3% back for the former and only 1% back for the latter.

How much does it cost to get a Walmart money card?

You can also pick up a Walmart MoneyCard in any checkout lane at your local Walmart store for a $3 Card Issuance Fee charged at the time of purchase. Here are the most common fees for the Walmart MoneyCard:

What’s the APR on a Walmart credit card?

There is no annual fee for the Walmart Credit Card, but the APR is relatively high and varies according to creditworthiness. (We’ve seen 19.15%, 22.15% and 25.15% APRs with this card.) The real costs of this card come with how restricted its use is; you can’t use it in most places and it’s best utilized by people who regularly shop at …

How can I pay my Walmart bill online?

The easiest way for most Walmart Credit Card cardholders is to make their payment online. You can pay your bill by following these steps: By the way, if you’re looking to save money by refinancing your Walmart Credit Card — or any other card for that matter — at a better rate, you should look into getting a personal loan from OppLoans.