Is it OK to pay credit card bill with another credit card?
Robert Bradley 
Key takeaways. When you’re transferring a balance, you can use one credit card to pay off another. You can’t pay direct monthly payments for one card with another card. It’s possible to take out a cash advance on one credit card to pay off another, but it’s not a good idea.
Does having 2 credit cards affect credit score?
Having multiple credit cards can either help or hurt your credit scores, depending on how you use them. That can negatively impact your credit score in the short term. But over time, and if managed properly, more cards—and thus a higher credit limit—can help you improve credit scores.
How does a credit card payment affect your credit score?
Your Monthly Credit Card Payments. Your last credit card payment amount is listed on your credit report, but it’s not factored into your credit score. Even so, your payment amount can indirectly influence your credit score. Remember that your balance relative to your credit limit is included in your credit score.
How does transferring a balance to another credit card affect your credit?
Some borrowers move debt from one credit card to another, generally to make the most of a lower annual percentage rate (APR). If you’re transferring a balance to an existing card with a lower APR, you’ll be saving on interest but likely hurting your credit utilization ratio and credit score.
What happens if you pay your credit card in full every month?
By paying at least the minimum—and on time—you’ll build a good credit history and raise your credit score. Paying more than the minimum will reduce the interest you owe on your credit card balance. If you pay your balance in full every month, you can avoid interest payments altogether.
How does closing a credit card affect your credit?
It comes back to your credit utilization ratio: Closing a card shrinks the overall amount of available credit you have relative to your balances, which can cause your credit score to decline. Closing a card might also hurt your average account age, especially if it was a long-standing account.
