It’s not a per se violation of the FDCPA to make collection calls on Sunday. But if the collector knows it’s a bad time for you, it is a violation. The federal Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors and collection agencies from engaging in certain types of communications while collecting debts from consumers.

Who are the debt collectors in North Carolina?

Sessoms & Rogers, P.A. is a North Carolina collections law firm that has been helping businesses and individuals collect debts for the past thirty years. We serve the North Carolina community with legal services that propagate fair business practices by helping enforce consumer responsibilities.

Is there anything you can do about debt collectors?

Still, their constant calls are getting really annoying. Is there anything that you can do to get them to stop calling you? Yes. According to the Fair Debt Collection Practices Act (FDCPA) (which is part of the Consumer Credit Protection Act), there are certain things that debt collection agencies are absolutely not allowed to do.

How can I stop debt collectors from calling my cell phone?

Debt collectors can also retrieve your cell phone number from your credit report if you’ve given it to any of your other creditors. To stop debt collection calls completely, you can send a written cease and desist letter telling them not to call you anymore.

Is it legal to sue a debt collector?

Yes. According to the Fair Debt Collection Practices Act (FDCPA) (which is part of the Consumer Credit Protection Act), there are certain things that debt collection agencies are absolutely not allowed to do. You have the right to request that they stop doing these things and can even take them to court if they continue these behaviors.

Can a debt collector knock on your door?

The likelihood that a debt collector will knock on your door is quite small, but it can and does happen. Most creditors will simply send letters and make phone calls to attempt to collect.

Is it a violation to call on a Sunday?

Calling on a Sunday isn’t a violation, though, unless you’ve written the collector and asked him to stop calling you. Melinda Hill Sineriz has been writing professionally for over 10 years. She worked as an editorial assistant for Forward Movement Publications in Cincinnati, Ohio.