The Target Credit Card credit score requirement is “fair”. So, you need a 640+ credit score to get it. The Target Credit Card is a store card, and just about all store credit cards require fair credit. But because it’s a store credit card, it can only be used to make Target purchases, in-store and online.

What credit score do you need to get a credit card from Target?

You only need “fair” credit to qualify for the Target RED Credit Card, which means it’s possible to get approved with a credit score of just 620.

Does Target have its own credit card?

Expert review. The Target REDcard™ Credit Card is a $0-annual-fee store card that’s valid only at Target. Its key features are a 5% discount on in-store and online Target purchases, free two-day shipping on Target.com purchases and an extra 30 days to perform returns and exchanges.

What credit score do I need to get a TJ Maxx credit card?

640
You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the TJX Store Card.

What credit score do you need for a TJ Maxx credit card?

around 620 or higher
Approval Requirements & Application The TJX Rewards Credit Card typically approves applicants with fair credit or better, which means credit scores around 620 or higher. You can apply for a new card at any TJX-branded location, including your local T.J.

Can a target credit card be used at any other store?

The Target Credit Card, also known as the Target REDcard, can be used to make Target purchases in-store and online. But it can’t be used at other stores. On the other hand, the Target Visa credit card can be used anywhere Visa is accepted. But you can’t apply for that version anymore. show more…

Where can I use my Target REDcard card?

The Target REDcard Mastercard is an open-loop credit card, meaning you can use it anywhere that takes Mastercard. You can’t apply for this card directly. Once you have the Target REDcard™ Credit Card, it might be offered to you as an upgrade.

What’s the difference between a debit card and a target credit card?

Target’s REDcard products include a debit card and two credit cards, all of which have an annual fee of $0 and offer the same 5% discount. But there’s a key difference in where you can use these cards: The Target REDcard Debit Card and the Target REDcard™ Credit Card are “closed-loop” cards, meaning you can use them only at Target or Target.com.

What kind of credit score do you need for a Target REDcard?

What Credit Score Do You Need for a Target REDcard? Credit score requirements vary by card issuer. But 72% of shoppers with a retail card and other credit cards have a FICO score of 670 or higher, according to a 2019 retail credit card study by the credit bureau Experian.