four years
How soon can you file Chapter 13 after Chapter 7? You can file a Chapter 13 bankruptcy four years after a Chapter 7 case. The filing date of your previous Chapter 7 bankruptcy must be at least four years prior to the filing date of your new Chapter 13 bankruptcy case.

Can you file Chapter 7 three times?

There is no limit to how many times someone can seek bankruptcy protection. To prevent an abuse of the bankruptcy process, the Bankruptcy Code requires a certain amount of time to pass between cases that result in a discharge.

How long can you file between bankruptcies?

But once you’ve opted for this approach to wiping out debts, there are limits surrounding when you can file again. If you’ve used Chapter 7 bankruptcy specifically to discharge debts in the past, you must wait eight years before filing another Chapter 7 case.

When to file for Chapter 7 bankruptcy again?

Filing Chapter 7 Bankruptcy Again If you received your first discharge under a Chapter 7, you are eligible to get a discharge in a new Chapter 7 bankruptcy that is filed more than eight years from the date that the first case was filed.

Is there a time limit to file Chapter 7?

The time limit is only applicable if you got a discharge (not a dismissal) for your Chapter 7 filing. Filing a Chapter 7 after a Chapter 13 discharge (6 years).

How often can you file bankruptcy under the same chapter?

Filing Under the Same Bankruptcy Chapter: Chapter 7 and Chapter 13. Here are the timeframes if you plan to file the same bankruptcy chapter that you filed the first time: You’ll have to wait eight years after the filing date of the first Chapter 7 case before filing the second case.

When to refile after a Chapter 7 discharge?

Filing a Chapter 13 after a Chapter 7 discharge (4 years). If you need to refile for Chapter 13 bankruptcy after receiving a discharge in a previous Chapter 7 case, you must wait at least four years from the date the previous petition was filed for a complete discharge of your personal loans, medical bills, and credit cards.