six years
Filing for Chapter 13 immediately after receiving a Chapter 7 discharge is commonly referred to as a Chapter 20 bankruptcy. Chapter 13 to Chapter 7. If you received a Chapter 13 discharge and you’d like to receive a Chapter 7 discharge, you’ll have to wait six years between filing dates.

Can I discharge IRS debt in Chapter 7?

You will be able to get rid of your tax debts in Chapter 7 bankruptcy if you meet the following requirements: The taxes are income-based. Income taxes are the only kind of debt that Chapter 7 is able to discharge. The tax debt must be for federal or state income taxes or taxes on gross receipts.

When does a chapter 13 bankruptcy become a Chapter 7?

After your Chapter 13 bankruptcy case is converted, you will have a new Chapter 7 trustee assigned to your case. The bankruptcy court will then schedule a new 341 meeting of creditors. The creditors’ meeting takes place about 30 days after the conversion of your case.

Can a chapter 13 case be converted to a Chapter 7 case?

Any debt incurred after filing Chapter 13 but before converting the case to one under bankruptcy Chapter 7 will be discharged in the converted case. If any creditor puts in a proof of claim in your Chapter 13 case, they will be carried over to your Chapter 7 case.

How to contact the IRS about Chapter 13 bankruptcy?

If you want to speak to someone at the IRS please call: For additional tax information on bankruptcy, refer to Publication 908 Bankruptcy Tax Guide, and Publication 5082 What You Should Know About Ch. 13 Bankruptcy PDF.

How does Chapter 13 actually work when you owe income taxes?

Under Chapter 7 you are at the mercy of the IRS after the case is over in dealing with any income tax debts that are not discharged. Chapter 13 gives you some extremely helpful tools for getting control over those tax debts, while continuously protecting you from the IRS.