15 days
When will my report arrive? Depending on how you ordered it, you can get it right away or within 15 days. Online at AnnualCreditReport.com — you’ll get access immediately. By calling toll-free 1-877-322-8228 — it’ll be processed and mailed to you within 15 days.

How long does it take to receive a free credit report?

Phone: If you order your report by calling (877) 322-8228, your report will be processed and mailed to you within 15 days. Mail: If you use the Annual Credit Report Request Form or write a letter, your request will be processed and mailed to you within 15 days of receipt. Please allow two to three weeks for delivery.

How long does it take to get your credit report online?

If you request your report online, you should be able to access it immediately. If you order it by phone, it will be mailed to you within 15 days. If you order it by mail, your request will be processed and mailed to you within 15 days of receipt.

Where can I get free copy of my credit report?

You’re entitled to a free copy of your credit reports every 12 months from each of the three nationwide credit bureaus by visiting You can also create a myEquifax account to get six free Equifax credit reports each year.

What happens if you put a credit freeze on your credit report?

Who can place one: Anyone can freeze their credit report, even if their identity has not been stolen. What it does: A credit freeze restricts access to your credit report, which means you — or others — won’t be able to open a new credit account while the freeze is in place.

How often can I get a free Equifax credit report?

With a myEquifax account, you can receive six free Equifax credit reports each year directly from Equifax. Just look for “Equifax Credit Report” on your dashboard. Why should I check my credit report?

Why do I need a free credit report?

Free Credit Reports 1 The more you know about your credit history before making a big decision, like buying a house or a car, the more… 2 Checking your credit reports does not impact your credit scores, but it may help establish the right kinds of behaviors… More …