seven years
In most cases, judgments can stay on your credit reports for up to seven years. This means that the judgment will continue to have a negative effect on your credit score for a period of seven years. In some states, judgments can stay on as long as ten years, or indefinitely if they remain unpaid.

Why is a Judgement not showing on my credit report?

Currently, civil judgments do not appear on your credit reports at all. Yet this change was due to a settlement the credit bureaus made (more on that below). The FCRA still allows judgments to remain on credit reports for seven years from the filing date.

How long does a judgment stay on your credit report?

If a judgment was entered against you in California, it can show up on your credit report for ten years, or even 20 years if the creditor renewed it on time. (You can learn more about your credit report and the FCRA in our Credit Repair area.)

Can a judgment be reported to a credit bureau?

A creditor who has been awarded a judgment can report it to the credit bureaus so it appears on the debtor’s credit report. A judgment is a final decision made by a court of law.

How can I find out the status of my judgment?

Check your credit report to see the status of your judgment record. There are three major credit reporting agencies: Experian, TransUnion and Equifax. An amendment to the Fair Credit Reporting Act requires them to furnish you with a free copy of your credit report yearly if you request it.

How long does a CCJ stay on your credit file?

Your CCJ will remain on the register for six years from the date of the judgment, even if you pay it off. During this time, anyone can check the public register to find out if you have an outstanding CCJ, for a fee of £4. Your CCJ will also appear on your credit file for six years from the date of the judgment.