eight years
If you’ve used Chapter 7 bankruptcy specifically to discharge debts in the past, you must wait eight years before filing another Chapter 7 case.

Can you file Chapter 7 more than once?

Many people are surprised to learn that they can file for bankruptcy more than once. In fact, there are no limits placed on the number of times you can file for bankruptcy. If you received a discharge in a Chapter 7 bankruptcy, you must wait 8 years before you can file Chapter 7, again.

When to file for Chapter 7 bankruptcy again?

Filing Chapter 7 Bankruptcy Again If you received your first discharge under a Chapter 7, you are eligible to get a discharge in a new Chapter 7 bankruptcy that is filed more than eight years from the date that the first case was filed.

How often can you file bankruptcy under the same chapter?

Filing Under the Same Bankruptcy Chapter: Chapter 7 and Chapter 13. Here are the timeframes if you plan to file the same bankruptcy chapter that you filed the first time: You’ll have to wait eight years after the filing date of the first Chapter 7 case before filing the second case.

How many years can I have between bankruptcies?

How Many Years Can I Have Between Bankruptcies? First Filing Second Filing Time Required Chapter 7 Chapter 7 8 years from the first filing date Chapter 7 Chapter 13 4 years from the first filing date Chapter 13 Chapter 13 2 years from the first filing date Chapter 13 Chapter 7 6 years from the first filing date

How long does it take to file Chapter 13 bankruptcy?

Since most Chapter 13 cases that result in a discharge last more than 2 years (three to five years), as a practical matter, most people can file a new Chapter 13 case immediately after they receive a discharge in a Chapter 13 case. Chapter 7. Chapter 13. Must wait 4 years after filing earlier case.