21 days
So long as you wait 21 days, you maintain your right to sell your home after filing for Chapter 13 bankruptcy.

What happens if I sell my house during Chapter 13?

Proceeds From Selling Your House Will Be Used to Pay Your Creditors. The trustee will then disburse the proceeds to the creditors. If the sale of your home allows you to pay off your repayment plan, you could have the bankruptcy discharged shortly after the sale.

Will my house be paid off after Chapter 13?

Chapter 13 bankruptcy does not affect your home mortgage. You continue to make your mortgage payments during and after the bankruptcy. If you are behind in mortgage payments, you can pay off the arrears through your Chapter 13 repayment plan (which lasts three to five years).

Do I still own my home after Chapter 13?

If you want to keep your home, you must stay current on your mortgage during your Chapter 13 case. In some, however, the court and Chapter 13 trustee appointed to oversee your case will require you to make your mortgage payments through your Chapter 13 plan—especially if you owe arrearages when you file.

When do you have to sell your house in Chapter 13?

Federal Rules of Bankruptcy Procedure 6003 provides that the bankruptcy court cannot issue an order granting a motion to sell property within 21 days after the date that you file your Chapter 13 case.

Can You Keep your home in Chapter 13 bankruptcy?

In Chapter 13 bankruptcy, you are allowed to keep all of your property, including your home (even if you have lots of home equity). But in exchange, you must pay back a portion of your debts through a repayment plan.

Can you still buy a house if you file bankruptcy?

This allows you to sell a property for less than what is owed. While you CAN sell a home immediately after bankruptcy, you can also buy a home after bankruptcy. As you might expect, bankruptcy can actually be an impediment to qualifying for a conventional mortgage for seven years.

How does Chapter 13 work with home equity?

Instead of selling property, the Chapter 13 trustee collects the value of the nonexempt property through the repayment plan and distributes the funds to creditors. In essence, a Chapter 13 debtor must pay to keep nonexempt property.