How do you find out all the debts you have?
William Brown 
How to find out what debts I have and how much money I owe
- Check your credit file. The easiest way to find out what you owe is to check your credit file online.
- Check emails and letters from creditors.
- Contact your creditors.
- Check your bank account statements.
- Find CCJs and court records online.
How do I know what creditor has my old debt?
Call your original creditor and ask about resolving your debt. If they sold your debt, ask for the name of the company that bought it. Review your credit report to see if a known debt buyer is reporting a collection account (your original creditor’s entry will often reflect they sold the account).
How do I check my creditors?
Check Your Credit Reports Your credit report lists the amount owed on every account, along with its status and payment history, and contact information for the creditor handling the debt. Under federal law, you can obtain one free copy of your credit report every 12 months by visiting AnnualCreditReport.com.
How can I find out who owes me money on my credit report?
Your credit report will list detailed information about each account that is reported to Experian. The report includes the business name and address and the balance on the account. Your credit report will also list any public record items, such as civil claim judgments or tax liens.
How to find out what debt collectors you owe?
Collection agencies will report debts to the credit bureaus and, in doing so, will list their contact information. Use this information to identify which creditors you owe and exactly how much. Step 5 is perhaps the most important step in this process.
Where can I find contact information for a creditor?
If you need to get in touch with a creditor, you may be able to find their contact information in your credit report. Sometimes what may be available is only the name of the creditor. If it’s available, it’ll be in the Accounts section of your reports. Click to expand the account in question to see details about it.
What to do if you owe money to someone?
While contacting creditors can seem a scary prospect, it’ll help you find out more about your debts. You can also explain to creditors that you’re looking to deal with your debts, and ask them to give you some breathing space while you find out more and seek help and advice.
