Dispute an item on your TransUnion credit report by mail

1. Your name*
2. Partial account number of the disputed item (from your credit report)*
3. Current address*
4. Your TransUnion file number.
5. Social Security number.
6. Date of birth.
7. Name of company that reported the item you’re disputing (from your credit report)

Where do I send a dispute letter to the credit bureau?

Where to Send Your Credit Dispute Letter

1. Experian. Dispute Department. PO Box 4500. Allen, TX 75013.
2. Equifax. PO Box 740256. Atlanta, GA 30374-0256.
3. TransUnion. TransUnion Consumer Solutions. PO Box 2000. Chester, PA 19016-2000.

What is Experian address?

you can mail it to Experian’s National Consumer Assistance Center at P.O. Box 4500, Allen, TX 75013, or upload your document at to submit it online.

How do I dispute a credit report by mail?

By mail: You can dispute without a credit report by writing to Experian, P.O. Box 4500, Allen, TX 75013. (Printing out Dispute by Mail instructions can streamline the process; you can also scan the completed form and submit it electronically to ).

What is a 623 dispute letter?

The name 623 dispute method refers to section 623 of the Fair Credit Reporting Act (FCRA). The method allows you to dispute a debt directly with the creditor in question as long as you have already filed your complaint with the credit bureau and completed their process.

What do you need to file a dispute with TransUnion?

In order to complete your dispute, provide as much of the following information as possible: Your name*. Partial account number of the disputed item (from your credit report)*. Current address*. Your TransUnion file number. Social Security number. Date of birth. Name of company that reported the item you’re disputing (from your credit report)

Where do I put my TransUnion mailing address?

At the top of your letter you’ll need to include your own information as a header. You should include: TransUnion’s mailing address should go on the outside of the envelope and on the letter itself after the date of the dispute.

How long does it take to dispute TransUnion credit report?

Reason for your dispute (such as, it is not your account; you have paid the account; etc.)* Any corrections to your personal information (address, phone number, etc.) Please note: We accept either standard or certified mail. It can take up to 30 days once your correspondence is received to resolve your dispute.

Where do I Mail my dispute to the credit bureaus?

Mail your letter to all three credit bureaus if all three of your credit reports contain the error. The credit bureau has between 30 to 45 days to respond to your dispute letting you know the result of their investigation. Here are the mailing addresses for each credit bureau: Equifax. P.O. Box 7404256.