How do I know if I have any Judgements against me?
John Parsons 
You can learn about it by receiving a letter in the mail or getting a phone call from a collection agency; a notice that your bank account has been frozen; a judgment lien filed on your real property; a notation on your credit report or a garnishment notice from your place of employment.
How do I know if a creditor is suing me?
How will I know if a creditor takes me to court, or sues me?
- a sheriff or constable delivers court papers to you or to someone at your home and the papers tell you about a case against you. This is sometimes called “being served”.
- In small claims court cases, you can be served by certified mail.
What is the difference between a Judgement and a Judgement lien?
The easy definition is that a judgment is an official decision rendered by the court with regard to a civil matter. A judgment lien, sometimes referred to as an “abstract of judgment,” is an involuntary lien that is filed to give constructive notice and is to attach to the Judgment Debtor’s property and/or assets.
How to search for a judgment lien on a property?
For them, it is important to check a property for a judgment lien before finalizing the deal to avoid being deceived. Visit or dial 1-800-859-7375 to get further information regarding how to do a lien records search online.
Where can I go to look up a lawsuit?
Lawsuits are public records. You can go to the court where you think it was filed and look it up. Cases in some courts are available online. For example, in South Carolina, you can go to the SC Judicial Department Website and there is a link for “records search” where you can look up cases.
Can a judgment lien be shifted to a new owner?
The authority or person who has filed the judgment lien needs to wait till the owner decides to sell the property to receive the money, that too in case the buyer wants a clear title and insists to get the lien cleared. Otherwise, the lien gets shifted to the new owner.
Can a credit card company file a judgment lien?
For example, if you have failed to pay the bank?s loan, your credit card bill, could not pay a contractor for any kind of work you get done from him or in any similar cases, the person or authority you owe money to can file a judgment lien.
