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How do I get debt collectors to stop calling the wrong number?

Writer Aria Murphy

In the short term, you can send a cease and desist letter to stop debt collectors from calling you. The Balance notes that the debt collector can contact you once after they receive your letter, but that contact can only be to let you know what they will do next.

How do I stop fake collect calls?

Here are a few more things to do if you get a call about a debt you don’t recognize.

  1. Find out who’s calling. Get the name of the collector and the collection company, its address, and phone number.
  2. Do your own detective work. Check with the original creditor.
  3. Dispute the debt.

Can you block collection agency calls?

Here’s how you stop debt collection calls for someone else’s debt: Answer the phone and explain you’re not the person they’re looking for. Tell them that the number they’re calling is not the right one. Send a cease and desist letter to request that they stop contacting you.

How do I stop nuisance calls on my mobile?

The best way to reduce nuisance calls is to register for free with the Telephone Preference Service (TPS). They’ll add you to their list of numbers that don’t want to receive sales and marketing calls. It’s against the law for sales people from the UK or overseas to call numbers registered with TPS.

What happens when a debt collector stops calling?

Even if a debt collector stops calling, the debt is still there, and you still need to deal with it. So, if a collector contacts you about a debt, you may want to talk to them at least once to get the story.

How to stop a collection agency from harassing you?

If it is more important to you to enjoy a respite from the haranguing, than by all means do this: Send a written letter to the collector demanding that the collector cease and desist from further communications with you, your relatives, your employer or anyone else the collector may be contacting.

Can a collection agency record a phone call?

Virtually every collection call you receive will be recorded by the collection agency, but some people go so far as to record their conversations with their bill collectors. There are many inexpensive adapters that you can use with your cell phone or landline phone.

How does a debt collector in Texas contact you?

Texas law addresses actions taken by anyone trying to collect on a consumer debt. How may a debt collector contact you? A collector may contact you in person, by mail, telephone, telegram, or fax. However, a debt collector may not contact you at inconvenient times or places, such as before 8:00 a.m. or after 9:00 p.m., unless you agree.