The Daily Insight

Bringing clear, reliable news and in-depth information to keep you informed with context and clarity.

culture

How do I get copies of old credit card statements?

Writer John Parsons

Visit the credit card company’s website and log on to your account. If you don’t have an online account, you must establish one to access your statements and other documents on the website. Once you log into your account, look for an “account activity” or “statements” tab.

How far back are credit card statements available?

The IRS retains the right to audit anyone’s financial history for up to six years. In this case, it’s wise to keep credit card statements for at least three years, preferably six if there is a very high risk of audit.

How far back can I request bank statements?

Your statements will start being stored for up to 7 years from the date you registered for Online Statements or from July 2013, which is when we automatically added online statements to your Online Banking account.

Can you get statements from a closed credit card account?

If you’ve closed your account and still need to obtain statements from the bank, don’t despair. Banks are required to hold on to them for a minimum of five years, so you should be able to get copies, though there may be a fee involved.

Can I get credit card statements from 5 years ago?

Although five years is more than a sufficient amount of time for viewing old statements, sometimes that’s not enough. With that said, it’s not impossible to request older banking statements. If older statements are needed, you have the option of going to your bank in person and requesting access.

Can I request bank statements from 10 years ago?

You need to contact the bank and ask. Banks do keep records typically going back 7 years, though bank policies vary.. Twenty years back would be unusual. Statements are kept digitally or on microfilm or microfiche, with the latter forms taking longer to retrieve.

How long do banks keep records of closed accounts?

five years
These programs mandate that banks obtain and retain checking and savings account customer data, including contact, identification and tax information. FDIC regulations stipulate that banks must keep this information for five years after the account is closed.

How can I get old credit card statements?

In most cases you can contact the company by phone or mail to request copies of old credit card statements. If your credit card is through a bank with a local branch, stop in to request the statements in person.

Can you get a copy of your credit card statement?

The table below shows how far back you can access your current account statements, and the cost of getting paper copies. If you need to provide a copy of your bank or credit card statement, chances are that you’d need to request a paper copy from your bank.

Where can I see my credit card statement?

To see your credit card statement choose Statements. You can see and print up to seven years of your credit card statements online. Can I receive statements by mail and also see my bank statements online?

How can I get a copy of my statement?

The easiest way to get a paper copy is to download and print it yourself, from within Credit Card Online Services. It’s the same one we send by post. You can do this for any statement within the last 18 months. If you don’t have a printer or the statement you want is more than 18 months old, please call Credit Card Services.