How do I find out which collection agency has my debt?
William Brown 
You can typically find your collector’s information on your credit reports from the three major consumer credit bureaus. Since your debt may have been bought and sold by multiple collectors, be sure to look at your most-current credit reports to determine which company to contact.
How do I find out who owns a debt?
Take these steps to further verify who legitimately owns your debt:
- Call your original creditor and ask about resolving your debt.
- Review your credit report to see if a known debt buyer is reporting a collection account (your original creditor’s entry will often reflect they sold the account).
How do I track down an old debt?
3 Ways to Track Down Your Old Debts
- Contact Your Creditors. You may want to try reaching out the original creditor – the gym, doctor’s office or credit card company, for example – to see whether they can tell you which agency they placed the account with.
- Review Your Credit Reports.
- Look Up Your Debts.
How does a debt collection agency find a debtor?
When debt collectors can’t reach the debtor with the contact information provided by the original creditor, they look further, using computer software and private investigators. They can also conduct searches for a debtor’s assets, such as bank and brokerage accounts, to determine a debtor’s ability to repay.
Where can I find out what debt I owe?
Account types you’ll be able to find on your credit reports include credit cards, personal loans, mortgages and more. Your credit report lists the amount owed on every account, along with its status and payment history, and contact information for the creditor handling the debt.
Where to report a collection agency to the BBB?
Remember that even if the debt collector violates the law, a legitimate debt does not go away. You can file complaints and reviews of collection agencies at BBB.org and if the collection sounds suspicious or you don’t have any debt, report it to
What’s the name of the company that collects debt?
If a creditor is finding it difficult to collect a debt, they might pay a company which specialises in this to try and contact you. These are usually known as debt collection agencies or debt collectors.
