Originally Answered: can I use paypal without a debit or credit card? Yes, for sure. You can maintain balance on PayPal by having some one send money or use a physical top up method. You can link your bank-checking account and do the transaction.

How do I spend my PayPal balance?

How do I send a payment using my PayPal balance?

1. Click Send and Request at the top of the page.
2. Click Pay for goods or services.
3. Enter the recipient’s email address, and click Next.
4. Enter the amount you want to send, and click Continue.
5. Review your payment information, and click Send Payment Now.

Why can’t I use my PayPal balance?

In order to use a balance as a payment method, you need to have a balance account linked to your personal account. While you can’t use your balance to send money or make purchases if you don’t have a balance account, you can still receive payments and send money from your bank account, debit card, or credit card.

Do you need a payment method to receive money on PayPal?

Luckily, the answer to this question is “no,” you don’t have to own a bank account to use the benefits of the PayPal system. Once you do and you need to receive a payment from another PayPal user, simply give them the email address connected to PayPal.

Can I receive money on PayPal without linking a bank account or card?

Re: Can i receive money on PayPal without linking any bank account, debit, credit card. You can receive the money but its very unlikely you would be able to spend it unless you have verified your paypal account with a card. And you won’t be able to withdraw it unless you have a linked bank account.

Can I use PayPal without linking a card or bank account?

You can use an “unverified” PayPal account (meaning you don’t have a bank account or credit card) however, you won’t like the experince. You are limited as to sending, receiving and withdrawing your funds. For example, PayPal can hold any funds you receive for up to 21 days or place a review on any funds you send.

Will PayPal use my balance first?

If you have money in your PayPal Cash or PayPal Cash Plus balance, your balance will be used first, and your preferred payment method will be used for any remaining amount due.

How can I withdraw money from PayPal instantly?

Instant transfer from PayPal

1. Log into your PayPal account and hit the Balance button.
2. Tap Transfer Money.
3. Select the option Transfer to your bank.
4. Choose the account or card you want to withdraw your balance to.

Why is PayPal not giving me the option to use my bank account?

Here are some common issues you might encounter when linking a bank account: The bank account must be a U.S. bank. A bank account cannot be linked to any more than 3 PayPal accounts over its lifetime. The bank account is already active on a PayPal account that has a limitation or a balance below zero.

When someone sends you money on PayPal does it go to your bank account?

With PayPal, you receive money when someone sends a payment to your email address or mobile number. You can access your money from your PayPal Cash account or PayPal Cash Plus account by going to the Summary page. You can then choose to: Transfer the funds to your bank account, or.

How do you send money to a friend on PayPal?

To send money you simply search for the email address or phone number of the person you want to pay. Select the recipient, enter the payment amount, and send. If you use the “sending to a friend” feature and use your PayPal balance or linked bank account neither you nor the recipient will pay a fee (if sending in the US).

Why do I need a PayPal account to send money?

Through PayPal Friends and Family, PayPal allows users to send and receive payments more or less anywhere in the world whether if you want to pay back a friend or family member; and with PayPal Goods and Services you get paid as a freelance worker, or simply indulge in a little online shopping.

How to send a payment on PayPal without it pending?

Adding Money. If you want to send instant payments without linking a credit or debit card, you can move money from your bank into your PayPal balance in advance. Though the transfer from the bank still takes three to five days, later payments from your account balance will process immediately.

Do you have to pay for a PayPal request?

If you send a PayPal money request, then the fee depends on the method of payment, and whether the person paying has a PayPal account in the US or not. It’s free for a friend in the US to send you a payment funded by their own PayPal balance, or their linked bank account. Otherwise, there will be a fee to pay for the transaction.