Your bankruptcy discharge will wipe out your obligation to pay back the deficiency judgment. However, if the lender placed a lien on any of your properties using the deficiency judgment, Chapter 7 bankruptcy will not automatically remove that lien (your discharge only eliminates your personal liability for debts).

How do you get rid of a Judgement?

In order to vacate a judgment in California, You must file a motion with the court asking the judge to vacate or “set aside” the judgment. Among other things, you must tell the judge why you did not respond to the lawsuit (this can be done by written declaration).

Can a judgment lien be placed on real estate in Washington?

In Washington, a judgment lien can be attached to real estate, but not to personal property. How does a creditor go about getting a judgment lien in Washington? A judgment lien on the debtor’s property is created automatically when the property is in the same Washington county where the judgment is entered.

How can a judgment be removed from a property?

Judgments against a debtor are a lien against all his real property in the State. How to Remove a Judgment Lien. Judgment liens can be removed from an affected property in a few ways, including: Paying Off the Amount Owed. Asking the Court to Remove the Judgment Lien.

How to remove an abstract of a judgment lien?

The lien gives the creditor legal interest in the property and typically prevents owner from selling the property or getting a mortgage. The debtor must get a discharge or release of the abstract of judgment to remove the lien from the home.

How to get a release from a judgment lien?

Get any payment plans in writing from the creditor before agreeing or paying the creditor. Ask for a release if not paying in full. A release removes only the real estate stated on the document from the judgment lien. Give the creditor the exact address of the release property.