Although no credit card issuer will use Equifax data reliably for every application, many issuers will tend to use the same bureau for similar applications, such as for the same credit card product. Issuers may pull Equifax data — or they may use Experian or TransUnion. Or they could use any combination of the three.

Can you run a credit report on a business?

Unlike personal credit scores, business credit scores are publicly available. Anyone can go to one of the reporting agencies and look up your business’s score — though they may have to pay to do so. Several business credit reporting agencies track business credit scores.

Why is Equifax so low?

Your Equifax score is lower than the other scores because there is a slight difference in what is reported to each credit agency and each one uses a slightly different method to score your system.

What lenders use Equifax only?

PenFed Credit Union is the only loan company that uses only your Equifax credit data. In most cases, you won’t be able to determine beforehand which credit bureaus your lender will use. In some cases, lenders will pull your credit report from two or even all three major credit bureaus.

Do you need permission to run a credit check on a business?

The law regulates credit reporting and ensures that only business entities with a specific, legitimate purpose, and not members of the general public, can check your credit without written permission. The circumstances surrounding the release of your financial information vary widely.

What is a good Dun and Bradstreet credit score?

Dun & Bradstreet assigns scores on a scale of 1 to 100, with 100 being the best possible PAYDEX Score. Scores are divided into three Risk Categories, with 0 to 49 indicating a high risk of late payment, 50 to 79 indicating a moderate risk, and 80 to 100 indicating a low risk.

Do you need a business credit report with Equifax?

Whether you need domestic or international business credit reports, Equifax offers vast coverage and depth of information, with an unmatched focus on the critical small business segment.

What can Equifax do for Your Small Business?

You can then take steps to improve your business credit, if needed, and make it easier to get the financing or credit terms you need for strong business growth. Equifax offers several products to help you manage your business and assess risk associated with your business customers, suppliers and partners.

What makes Equifax the best credit information company?

Leverage the advantage of actionable data, unmatched delivery speed and the data reliability and currency that Equifax is known for to strengthen key processes and understand your customer, whether a business or consumer, from the most predictive perspective available.

How do I contact an Equifax sales representative?

Log into your Member Center account and refer to the 800# under the “Contact Us” portlet. If you are not a current customer, you can click on the “Contact Us” link above to email our sales team with any questions. How long will Equifax take to respond to my email?