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Can I get credit card if my salary is 10000?

Writer William Brown

Only a very few lenders will have credit cards for people who have a salary of Rs. 10,000. Apart from your salary, your credit history will also be checked, if you want to qualify for these credit cards. If you have a good credit score, you have a better chance of getting approved for a reasonable credit limit.

Can I get credit card with 3000 salary?

If you’re looking for a credit card with a minimum salary of AED 3000 in the UAE, then there are no banks that offer a credit card for the minimum salary of AED 3000. The lowest required minimum salary is AED 5000. If your monthly salary is lesser than the requirements, you need to have a savings of AED 3000.

What is the salary limit for HDFC credit card?

12,000 per month for a salaried person, while its Rs. 2 lakh per annum for self-employed individuals. Applicant should have a regular source of income and a good credit score.

How much credit limit can I get on HDFC credit card?

HDFC card available credit limit is the credit limit on the specified date. For instance, if the available credit limit against your HDFC card is ₹ 1 Lakh, and you have spent ₹ 60,000, then the HDFC card available credit limit is ₹ 40,000.

What is the salary for HDFC credit card?

The minimum salary is Rs. 12,000 per month for a salaried person, while its Rs. 2 lakh per annum for self-employed individuals. Applicant should have a regular source of income and a good credit score.

Which bank gives credit card with low salary?

Top Low Income Credit Cards

Credit Card VariantAnnual FeeCategory
YES Bank Prosperity Reward Plus Credit CardRs.0Rewards
ICICI Platinum Chip Credit CardRs.0Lifestyle
MakeMyTrip ICICI Bank Platinum Credit CardRs.0Travel
SimplyCLICK SBI CardRs.499Online Shopping

Can I get credit card with 4000 salary?

Currently, there is no financial institution in the UAE that offers credit cards to people earning a minimum salary of AED 4000. The minimum salary required for a credit card is AED 5000 for most financial institutions. If you earn below AED 5000, you will need two things to apply for a credit card.

What is the minimum salary requirement for the credit card in HDFC and?

Well, now, you can even get a credit card for a fixed deposit. So, if you have very low salary, you can start a FD in the same bank and ask for the credit card. However, the minimum salary required for getting a credit card is Rs. 10,000, you can get HDFC money back card with that salary.

How to apply for HDFC Bank credit card?

Here are the Credit Card Eligibility Criteria for Top HDFC Bank Credit Card 1 Applicant must be between age of 21-60 Years for Salaried. 2 Applicant must be age of 21-65 Years for Self Employed. 3 The Minimum income salary for this card is Rs.1.75Lakh p.m. for Salaried. 4 The Minimum income salary for this card is Rs.21 Lakh p.a for Self Employed.

Who is eligible for lifetime free credit card from HDFC Bank?

HDFC Bank offers a number of credit cards which can be availed by a customer under the lifetime free scheme. If you are eligible for a lifetime free credit card from HDFC Bank, the same will be communicated to you through SMS, phone call, or email. I am a salaried individual.

Is there a minimum salary requirement for a credit card?

There is no such thing as minimum salary requirement . It totally depends on the credit card agents and the credit card product you are applying . You should have a valid bank statement . Where you are getting regular salary every month . Few banks do check your bank balance and bank history .Regular interest credited to your account etc