No, it’s not likely that a judgment will follow you to China, Europe or anyplace else your travels may take you. For creditors in the U.S., it’s usually not worth it to try to find average debtors and then work with the legal system of another country to collect what they owe.

Can debt collectors harass you at home?

No harassment The Fair Debt Collection Practices Act (FDCPA) says debt collectors can’t harass, oppress, or abuse you or anyone else they contact.

How are debt collectors allowed to contact you?

We explain exactly how and when debt collectors are allowed to contact you so that you can prepare yourself for when they call, and complain when they’ve overstepped the mark. How far can Debt Collectors go? Under the Administration of Justice Act, debt collectors cannot harass you into paying your debts.

How are debt collectors harassing people in Canada?

Cran said one person in London, Ont., complained to the Consumers’ Association of Canada when she was jolted awake at 3 a.m. by knocking and shouting outside her home. “This woman had this debt collector banging with his fists on the door, calling out details of the particular debt that she had, and insisting that she pay it,” Cran said.

How to report a debt collector to the FTC?

As you’re checking out a debt collection call, remember: don’t respond to threats. When scammers threaten to arrest you, suspend your driver’s license, or call your employer if you don’t pay immediately, hang up and report the collector to the FTC at ReportFraud.ftc.gov. Learn more about dealing with debt collection at

Can a debt collector threaten a friend or co-worker?

New Brunswick’s regulations state that a collector can’t threaten to embarrass a debtor with information about credit woes. There are a couple exceptions to rules prohibiting communication with friends, family and co-workers. For example, the agent may, in some cases, contact a target debtor’s acquaintances in order to track down a mailing address.