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Can an eviction be taken off your credit report?

Writer William Brown

An eviction can stay on your public record for at least seven years. After this period, evictions fall off your public records, including your credit report and rental history. Evictions can impact your credit score and your ability to rent, but there are ways to improve your chances of renting after an eviction.

What happens to an eviction after 7 years?

After the seven year period expires, evictions are deleted from public record and thereby from your credit report and rental history. So if you’ve got an eviction on your record and can’t get anyone to lease to you, in the worst case scenario you can just let the eviction lapse from public record after seven years.

When does an eviction show up on your credit report?

That means it will remain there for seven years from the date of delinquency, even if you eventually pay it off. The other way the results of your eviction could appear on your credit report is through the public records section. This happens if the eviction lawsuit results in a civil judgment and you owe unpaid rent and/or court fees.

How long does an eviction stay on your record?

Generally, an eviction report will remain part of your rental history for seven years. If you are in the process of applying for a lease, ask the landlord or leasing company to tell you the name of the tenant screening company they use. Contact the company in advance to find out whether…

Where can I Find my eviction record on Experian?

While positive rental payment history may be included in your Experian credit report, your report will not show eviction information. Eviction records can be found in a separate rental history report, which can be obtained through a tenant screening company or through Experian RentBureau.

How long does a judgement stay on your credit report?

If the landlord sues you for the unpaid rental debt, the court can issue a judgment against you. This judgment will appear on your credit report as a public record. Judgments remain on your credit report for up to seven years.